Mortgages - Nationwide Home and Investment Financing
Specialized mortgage solutions for homebuyers and real estate investors. From traditional home loans to investment property financing, we provide competitive rates and expert guidance for all your real estate financing needs.
To schedule your service, contact our team at (207) 447-0429 or visit us at our Madison location.
- Complete Mortgage Solutions
Our business loan services include SBA 7(a) loans, SBA Express loans, SBA 504 loans, equipment financing, lines of credit, and invoice factoring. We provide comprehensive loan analysis, competitive rate shopping, streamlined application processes, and ongoing support throughout your financing journey.
- Why Professional Mortgage Services Matter
- Your Real Estate Financing Partner
Our Business Loans - Nationwide Financing Solutions Services
Fix & Flip Loans
Versatile SBA financing up to $5 million for working capital, equipment, real estate, and business expansion with government backing and competitive terms.
Investment Property & DSCR
Fast-track SBA financing up to $500,000 with streamlined approval process and rapid funding, typically completed within 36 hours for urgent business needs.
Bridge Loans
Long-term, fixed-rate financing for commercial real estate and major equipment purchases with low down payments and favorable terms for business growth.
Portfolio Blanket Loans
Specialized financing for business equipment, machinery, and technology with competitive rates, flexible terms, and quick approval for essential business assets.
30 Year Fixed Mortgages
Flexible credit lines for working capital, seasonal fluctuations, and unexpected business opportunities with revolving access to funds when you need them most.
Cash-Out & Term Refinancing
Convert outstanding invoices to immediate cash with competitive factoring rates, flexible terms, and fast funding to maintain steady business cash flow.
- FAQs About Business Loans - Nationwide Financing Solutions
Q. How quickly can fix & flip loans close?
Fix & flip loans can typically close in 7-14 days for experienced investors with strong credit and adequate liquidity. Some scenarios may close even faster with proper documentation.
Q. What loan-to-value ratios are available for fix & flip properties?
We offer up to 90% of purchase price financing, with loan-to-cost ratios varying based on property type, investor experience, and market conditions. Down payments typically range from 10-25%.
Q. How do renovation draws work with fix & flip loans?
Renovation funds are typically held in escrow and released based on completed work stages. We coordinate inspections and fund releases to ensure projects stay on track and within budget.
- Important Terms
Loan-to-Cost (LTC) – The percentage of total project cost (purchase price plus renovation budget) that the lender will finance, typically ranging from 70-90% for fix & flip projects.
After Repair Value (ARV) – The estimated market value of the property after all planned renovations are completed, used to determine maximum loan amounts and project viability.
Interest-Only Payments – Payment structure where borrowers pay only interest during the loan term, preserving cash flow for renovations with principal due at loan maturity or sale.
Debt Service Coverage Ratio (DSCR) – The ratio of rental income to total monthly debt payments (principal, interest, taxes, insurance). A DSCR of 1.0 means income equals debt service; above 1.0 indicates positive cash flow.
Contact The Onyx Equity Group Today
Contact The Onyx Equity Group today for business financing solutions you can trust.
Visit us at: Nationwide Financial Services